As a landlord, your rental property is more than just real estate — it's an investment and a source of income. Landlord insurance (also called rental property insurance) is specifically designed to protect property owners from the unique risks that come with renting to tenants. Whether you own a single-family rental, a duplex, or a multi-unit building, the right policy keeps your investment and your income protected.
Covers the structure of your rental property — roof, walls, foundation, and built-in systems — against damage from fire, storms, vandalism, and other covered events.
If a tenant or visitor is injured on your property, liability coverage helps pay for medical expenses, legal fees, and settlements — protecting your personal assets.
If a covered event makes your property uninhabitable and your tenants have to move out, this coverage replaces your lost rental income while repairs are made.
Covers detached structures on your rental property like garages, storage sheds, and fences that are damaged by covered events.
Protects appliances, tools, and other items you own that are kept at the rental property for maintenance or tenant use.
Covers damage caused by vandalism or theft — whether from tenants or outside parties — including between tenant turnovers when the property may sit vacant.
If you own a property that you rent to tenants, you need landlord insurance. A standard homeowners policy does not cover rental properties. This applies to single-family rentals, multi-family units, condos you rent out, vacation rentals, and fix-and-rent investment properties. If a lender financed your investment property, they almost certainly require landlord insurance.
Landlord insurance is our specialty. Our founders come from the mortgage and real estate world, so we understand the needs of property investors firsthand. We work with top carriers to find competitive rates, handle lender requirements quickly, and make sure your coverage meets the specific needs of your portfolio — whether it's one property or fifty.
Our agents are available 24/7 to help you protect your investment properties.