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Coverage

Home Insurance

Your home is more than just a building β€” it's where your life happens. Home insurance protects your property, your belongings, and your family from unexpected events like fires, storms, theft, and liability claims. Whether you own a house, condo, or rental property, the right coverage gives you peace of mind knowing you're protected.

What's Covered

Dwelling Protection

Covers the structure of your home β€” walls, roof, foundation, and built-in appliances β€” against damage from covered events like fire, wind, hail, and vandalism.

Personal Property

Protects your belongings β€” furniture, electronics, clothing, and more β€” whether they're damaged at home or anywhere in the world.

Liability Coverage

If someone is injured on your property or you accidentally damage someone else's property, liability coverage helps pay for legal fees, medical bills, and settlements.

Additional Living Expenses

If your home becomes uninhabitable due to a covered event, this pays for temporary housing, meals, and other expenses while repairs are made.

Medical Payments

Covers medical expenses for guests who are injured on your property, regardless of fault β€” helping you avoid costly lawsuits.

Other Structures

Protects detached structures on your property like garages, fences, sheds, and guest houses from covered damage.

Why You Need It

A single fire, storm, or break-in can cost tens of thousands of dollars. Without home insurance, you'd be responsible for every penny. Most mortgage lenders require homeowners insurance, but even if you own your home outright, going without coverage is a risk that isn't worth taking. Our agents will help you find the right balance of coverage and cost so you're never over- or under-insured.

Get a Free Home Insurance Quote

Our agents are available 24/7 to help you find the right coverage at the right price.

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